Business General Liability Insurance

General Liability pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations.

General Liability Protection usually includes coverage for:

  • Bodily Injury
  • Property Damage coverage for the physical damage to property of others or the loss of use of that property
  • Products-Completed Operations provides liability protection (damages and legal expenses up to your policy’s limit) if an injury ever resulted from something your company made or service your company provided
  • Products Liability is a more specific product liability insurance that protects your company against lawsuits from product-related injury or accidents
  • Contractual Liability extends to any liability you may assume by entering into a variety of contracts

Other Business General Liability Insurance Coverages may include:

  • Reasonable Use of Force
  • Borrowed Equipment
  • Liquor Liability
  • Non-Owned Vehicles (such as aircraft and watercraft)
  • Fire, Lightning or Explosion Damage;
  • Water Damage Liability Protection
  • Legal Defense Costs
  • Medical Payments
  • Personal Injury
  • Advertising Injury
  • Liability protection for specific business types